With rates on the rise this is a very common question. Does the fed raising rates raise the mortgage rates? Sit down with long time mortgage pro Beny Rabuchin and listen to how the Fed can effect home loans.

• Make all exterior doors accessible
• Provide keys or unlock all out-buildings and sheds
• Remove window security screws or provide keys for window security locks.
• Make sure all interior areas are accessible. Don’t lock the dog in a spare room or otherwise reduce access to areas in the home.
• Clear the way to the crawlspace access
• Make sure the A/C unit is uncovered.
• Remove anything blocking access to the electrical panel.
• Remove excess belongings from utility and storage rooms so there is access for inspection
• Make sure the attic is accessible and the stairs can be pulled down without endangering belongings or people below
• Remove excess personal belongings from closets

• Turn on sprinkler system
• Turn on A/C

After the fires here in California, the topic of homeowner's insurance couldn't be any more important.   Sit down with State Farm Agent John Kerkes and here what he has to say about homeowner's insurance.

Some lenders require that you purchase flood insurance. How do you know if you need to get it, or if you should optionally get it? Sit down with State Farm Agent John Kerkes and hear what he has to say.

Over the last 10 years tankless water heaters have become much more common. There are some major differences between a tankless system and a traditional system. Listen to what Ryan Howell a home inspector with Coastline Home Services has to say on the matter. 

When are property taxes due in California? Listen to what David Feldberg, Broker/Owner of Coastal Real Estate Group, has to say on the topic! 

When you are getting ready to obtain financing for a home loan you are most likely going to need to provide a fair amount of documentation. We sat down with Beny Rabuchin of New American Funding, a seasoned mortgage veteran to hear what he has to say.

So you have just had your home inspection done. How long does it take for you to receive it? Listen to our chat with home inspector Ryan Howell with Coastline Home Services and see what he has to say.

Who doesn't like to save money? Listen to all the ways you can save money on your insurance.  Sit down with State Farm Agent, John Kerkes, and see what he has to say on the topic.

Your dream of owning a home is within your reach!! But when should you reach out and talk to a mortgage lender? Listen in while long time broker, David Feldberg speaks with Beny Rabuchin of New American Funding to answer this important question.