There are many different loan programs out there and many offer less then 20% down. This can very on the type of property, your credit, income, occupancy, etc. Sit down with Beny Rabuchin, mortgage consultant with New American Funding and listen to a high level overview of what you will need to put down on your home purchase.
We were linked to David randomly through the MLS website while looking for a new home. We were living in Woodland Hills and wanted to move to Huntington Beach. If you have recently looked for a home in Huntington Beach then you know how difficult it is. David met up with us every Saturday and Sunday from the middle of January through the middle of March. He was even patient with us as we changed our minds from buying to renting when the frustration started getting to us. We finally decided to rent in Huntington Beach so we could be local and wait for more listings to show up. David met with us and helped us with meeting up with the property manager.We would highly recommend David as he tailored the listing to our specific needs no matter how many times we changed our minds. We will absolutely work with him in the next year when we look to buy in Huntington Beach. Shawn M