There are many different loan programs out there and many offer less then 20% down. This can very on the type of property, your credit, income, occupancy, etc. Sit down with Beny Rabuchin, mortgage consultant with New American Funding and listen to a high level overview of what you will need to put down on your home purchase.
Mr. David Feldberg is an absolute professional and delivered for me when he managed the locating and eventual purchasing of my first home. He was extremely helpful and always available to answer my numerous questions about the real estate process. When the deal came down to the wire in my situation, David went above and beyond to make sure my concerns were both acknowledged and properly addressed. David is a man of his word and sees his commitments through. I highly recommend enlisting David Feldberg in your next real estate transaction. Charlie P