It's hard to believe that this time of year in California we actually do have to use our furnaces. It's been a chilly winter for us here. When you are buying a home the furnace should always be checked. The big question is always, "Do I need to replace the furnace or are there some tips that will keep it running for the foreseeable future?" Listen to what David Feldberg (broker/owner of Coastal Real Estate Group) has to say about furnace troubleshooting and home purchase.

There is a common misconception that all real estate agents are the same. This couldn't be further from the truth. In real estate the common 80/20 rule applies. 80% of the business comes from 20% of all agents. Listen in to what to look for and how same agents can save you thousands of dollars.

Many times buyer will think if they use the listing agent they will get a better deal. Is this true or false? Sit down with Coastal Real Estate Group's Broker/Owner David Feldberg and listen to what he has to say on the subject.

"There are no shortage of mortgage brokers and or lenders all promising the best rate and program. Over the years there have been a handful of lenders that I would recommend to my clients but there are a lot more that I wouldn’t. A few years ago, I did a post about the best mortgage lenders in Orange County and that’s still a good list. Recently, I came across someone who offers a different type of service and I thought it would be a good idea to let our readers know of a new type of service in the marketplace.

Meet Dan Stone, the mortgage fee coach! He is neither a lender or broker but has over 30 years in the mortgage industry. He spent most of his career in the secondary market (basically working with banks and wall street bundling and selling

With rates on the rise this is a very common question. Does the fed raising rates raise the mortgage rates? Sit down with long time mortgage pro Beny Rabuchin and listen to how the Fed can effect home loans.

• Make all exterior doors accessible
• Provide keys or unlock all out-buildings and sheds
• Remove window security screws or provide keys for window security locks.
• Make sure all interior areas are accessible. Don’t lock the dog in a spare room or otherwise reduce access to areas in the home.
• Clear the way to the crawlspace access
• Make sure the A/C unit is uncovered.
• Remove anything blocking access to the electrical panel.
• Remove excess belongings from utility and storage rooms so there is access for inspection
• Make sure the attic is accessible and the stairs can be pulled down without endangering belongings or people below
• Remove excess personal belongings from closets

• Turn on sprinkler system
• Turn on A/C

After the fires here in California, the topic of homeowner's insurance couldn't be any more important.   Sit down with State Farm Agent John Kerkes and here what he has to say about homeowner's insurance.

Some lenders require that you purchase flood insurance. How do you know if you need to get it, or if you should optionally get it? Sit down with State Farm Agent John Kerkes and hear what he has to say.

Over the last 10 years tankless water heaters have become much more common. There are some major differences between a tankless system and a traditional system. Listen to what Ryan Howell a home inspector with Coastline Home Services has to say on the matter. 

When are property taxes due in California? Listen to what David Feldberg, Broker/Owner of Coastal Real Estate Group, has to say on the topic!